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Do they test for marihuana in life insurance physicals

+2 votes
My dad told me I was having a physical for life insurance tomorrow and I smoked pot this morning and now I'm worried if there is a drug test or not.
asked Apr 7, 2014 in Life Insurance by anonymous
   

2 Answers

+6 votes
Yes, There is a test for marijuana in the life insurance policy
answered Apr 8, 2014 by jjohnson Inquisitive Expert (54,120 points)
+3 votes
Many insurance companies have changed the underwriting criteria regarding life insurance and marijuanna.  There are many carriers that now consider pot users as non-smokers and do not raise rates solely for this item.  In order to make sure you are applying to the correct carrier, discuss this issue with your insurance agent prior to application.
answered Oct 24, 2014 by Lenny Robbins

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