Yes!! I have found out myself for my husband and I that there are plenty of companies that will give you a loan as long as you have a checking account and provable income. You just need to be sure to ask important questions like besides your monthly payments as far as paying back the loan how much more money do you have to pay them on top of the amount you borrowed?? How much less will it cost if you can pay the loan off sooner?? Don't be afraid to ask plenty of questions!!